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Reforming Unemployment 
International President Tom Buffenbarger says that state governments need to take a hard look at their unemployment insurance systems to make sure they are doing the job.
 



Unemployment Insurance: More 
Than Just a Benefit
Unemployment insurance stops recessions from becoming depressions.
 


Unemployment Insurance
Will it pay the bills? A laid off IAM member's experience.


Using Unemployment as a Weapon
Employers have traditionally used unemployment to drive down wages, divide workers, and undermine unions.


Different Flavors of Unemployment
Understanding the causes of unemployment is vital to combatting it.
 


Resources & Contacts
How you can help effect unemployment reform.
 


Get the Video
Order "Reality Checks" a free IAM-produced video that explores the current state of the nation's unemployment insurance system.

Email your order to IAM Communications Director Rick Sloan at rsloan@iamaw.org or call the Communications Department, 301-967-4520.
 

 

Unemployment:
They Call This Wage "Insurance?"
Unemployment is supposed to be a wage insurance program. But fewer than 4 in 10 jobless workers in America ever collect an unemployment benefit check today. And those who do, have their incomes chopped by more than half.

The finances of the UI system have been severely damaged by years of corporate tax cuts that have bled millions of dollars from state trust funds, nationwide. How does your state compare?

The table below shows the percent of jobless in each state, the average dollar value of their weekly benefit check, and how well each state could pay benefits during a recession.

States are accorded a Crisis status, a Warning status, or a Well-Funded status.

The 14 Crisis states wear a badge of shame. They pay benefits to a below-average number of jobless workers and have less than a year if benefits on hand.

The nine Warning states could be bankrupt quickly by even a brief recession; they have less than a years' worth of benefits on hand, yet pay benefits to a higher-than-average number of jobless workers.

The 27 Well-Funded states have at least a year's worth of benefits on hand. yet, 18 of these states still pay benefits to a below-average number of jobless workers.

 
 
 

State
Percent of Unemployed 
Receiving Benefits
Average Dollar Value
of Weekly Benefit Check

Status
Alabama
30
$159
Crisis
Alaska
59
$281
WF
Arizona
23
$163
WF
Arkansas
44
$210
Warn
California
41
$160
Warn
Colorado
25
$256
WF
Connecticut
73
$235
Crisis
Delaware
36
$215
WF
Florida
27
$220
WF
Georgia
23
$212
WF
Hawaii
34
$284
WF
Idaho
29
$209
Crisis
Illinois
38
$252
Crisis
Indiana
32
$222
Warn
Iowa
48
$238
WF
Kansas
30
$247
Crisis
Kentucky
32
$225
Crisis
Louisiana
32
$281
WF
Maine
37
$202
WF
Maryland
27
$213
Crisis
Massachusetts
71
$293
WF
Michigan
44
$244
Warn
Minnesota
35
$291
Crisis
Mississippi
26
$157
WF
Missouri
42
$186
Warn
Montana
34
$188
WF
Nebraska
27
$188
Crisis
Nevada
49
$222
WF
New Hampshire
16
$217
WF
New Jersey
54
$290
WF
New Mexico
24
$180
WF
New York
36
$247
Crisis
North Carolina
38
$231
Warn
North Dakota
39
$210
Crisis
Ohio
31
$235
Crisis
Oklahoma
25
$214
WF
Oregon
48
$233
WF
Pennsylvania
54
$265
Warn
Rhode Island
60
$253
Warn
South Carolina
36
$190
WF
South Dakota
24
$181
Crisis
Tennessee
39
$189
Warn
Texas
25
$227
Crisis
Utah
30
$214
WF
Vermont
50
$216
WF
Virginia
29
$204
WF
Washington
46
$281
WF
West Virginia
31
$198
Crisis
Wisconsin
51
$233
WF
Wyoming
28
$207
WF

 


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