How to Find Insurance As a Service-Disabled Veteran

Did you miss the Veterans’ Group Life Insurance application deadline? Having trouble finding coverage from a private insurer due to your health? Service-Disabled Veterans’ Insurance may be just what you need.

The Service-Disabled Veterans Insurance (S-DVI) program was established in 1951 to meet the insurance needs of certain veterans with service connected disabilities. S-DVI is available in a variety of permanent plans as well as term insurance. Policies are issued for a maximum face amount of $10,000.

Who Can Apply for S-DVI?

You can apply for S-DVI if you meet the following 4 criteria:

  1. You were released from active duty under other than dishonorable conditions on or after April 25, 1951
  2. You were rated for a service-connected disability (even if only 0%)
  3. You are in good health except for any service-connected conditions
  4. You apply within 2 years from the date VA grants your new service-connected disability.

Note: An increase in an existing service-connected disability or the granting of individual unemployability of a previous rated condition does not entitle a veteran to this insurance.


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